Material Qualification are decorations on dead body.
The devotee who becomes helpless by the will of the Lord is more fortunate than those who are born in good families. The fallen devotee born in a good family may forget the lotus feet of the Lord because they are less fortunate, but the devotee who is put into forlorn condition is more fortunate because he swiftly returns to the lotus feet of the Lord thinking himself helpless all around. – Srimad Bhagavatam, 01.05.19.
Chanting of the Hare Krishna maha-mantra is potent always, but it is especially potent in this Age of Kali.
Srimad Bhagavatam 8.5..23
There are three kinds of miseries of life: adhyatmika, adibhautika, adi-daivika, Instead of understanding that we are being punished for sinful activities, under the spell of illusory energy we are thinking that this kicking, slapping and thrashing are accidental. This is illusion.