Any person who offers lotus flowers to Lord Narayana, the dearest personality of Laksmidevi in the month of Karttika, Laksmidevi resides with him for hundreds of births.
One should not take a vow of fasting in the Karttika month in the home or house. Always the endeavor should be made to go to a place of pilgrimage to make this vow and observe it there.
On the midpart of the second day of the light part of the month of Karttika one should worship Yamaraja and take bath in the Yamuna. If he does so, he will not have to go to the abode of Yamaraja.
On the first day of the light part of the month of Karttika, a Vaishnava should certainly worship the topmost servant of Lord Krishna, Sri Govardhana hill, early in the morning.